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How Much Does Filling Your Christmas Stocking Cost?

By |December 10th, 2014|

Filling up a Christmas stocking with all sorts of gifts can quickly add up, and the latest study from Gocompare.com has revealed exactly how much people spend.

A wide range of gifts can end up being stocking fillers with people from London spending most – a total of £48 – while those in the north east […]

Do You Have £770 Spare For The Cost Of Christmas?

By |December 3rd, 2014|

The total cost of Christmas will amount to an average of £767 per adult this year, new research has revealed.

American Express revealed that 66% of adults want to keep their costs at a similar level to past years, while 19% of Brits plan to cut back.

Those that do plan to spend less want to have […]

How A Prepaid Card Could Help Out More Than You Think

By |November 27th, 2014|

There are a number of situations in life when having access to electronic payment options can come in very useful.

Prepaid cards, although often associated with travel breaks and holidays, also have plenty of other uses and could be used in many situations that you may not have even considered.

From helping a youngster to budget, to […]

Managing the Complexities of Household Finances

By |November 25th, 2014|

Household finances are growing in complexity by the day, with an increasing number of payments, bills and Direct Debits needing to be taken care of.

New research from thinkmoney has revealed that nearly half of bill-payers have six or more standing orders or Direct Debits to keep track of every month.

Given the possibility that new car […]

Proportion of Women Saving Adequately For Retirement Leaps Dramatically

By |November 21st, 2014|

The number of women who are now adequately preparing for retirement has risen drastically from a record low just 12 months ago.

According to Scottish Widows, the proportion of women now saving adequately for retirement has risen to a four-year high.

In the first increase recorded since 2011, the figure grew from 40% to 50% this year […]

Second Steppers Increasingly Aim for Ideal Family Homes

By |November 19th, 2014|

People are increasingly looking to purchase larger properties when they go in search of their second home, new research from Lloyds shows.

According to the Second Steppers Report from Lloyds Bank, people are looking to move into four bedroom detached houses, reducing the number of steps they need to take on the housing market before finding […]

Households Underestimate the True Cost of Bills by £770

By |November 17th, 2014|

Households in Britain underestimate their main annual bills – council tax, gas, water and electricity – by an average of £770 a year, according to new research.

Santander Current Accounts revealed the large gap between what people believe they need and reality, and suggested it is widening year on year.

That is because households underestimated their cost […]

It’s Official! Moving Rural Costs More

By |November 13th, 2014|

Purchasing a home in the countryside may appeal to many as a way of escaping the city life, but it will cost a premium to make such a move.

New research from Halifax has revealed that homes in rural areas of the UK are £46,575 higher in price on average than in urban areas – a […]

Payday Loans Interest Capped By Regulator

By |November 11th, 2014|

The amount of interest that payday lenders can now charge is limited, following action from the financial regulator.

The Financial Conduct Authority (FCA) has revealed new rules that mean payday lenders will only be able to charge 0.8% per day.

Essentially, that means that anyone taking out a loan for 30 days would pay back no more […]

Brits Are Struggling to Save As Christmas Looms

By |November 7th, 2014|

More than a third of Brits have less than one months’ income available in savings, new research from Lloyds Bank has shown.

The latest Lloyds Bank Savings Index also revealed that 50% of the population has less than two months’ income in savings – a total of £4,308 based on average full time earnings.

Furthermore, only 16% […]