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Monthly Archives: January 2015

How Housing Costs are Eating into Wages

By |January 29th, 2015|

One in eight adults in the UK spends more than 50% of their wages on their mortgage or rent, according to the Debt Advisory Centre.

Housing costs are one of the highest outlays made by families and this expenditure does not take into account any household bills such as gas or electricity.

On average, housing costs account […]

Downsizing – Is it the Time Right To Downsize Property?

By |January 21st, 2015|

Downsizing to a bungalow or semi-detached property from a detached home could raise significant amounts of cash, Lloyds Bank has revealed.

The Downsizers report suggests moving into a bungalow could free up an average of nearly £104,000 while opting for a semi-detached property could save nearly £122,000.

Moving into a smaller property was found to be a […]

Could Gas and Electricity Prices Be Set To Fall?

By |January 14th, 2015|

With energy prices tumbling at rapid rates, the UK Government is launching an investigation into the activities of energy suppliers.

This action could reveal if customers are being overcharged as concerns grow that suppliers are not passing on savings to their customers.

This fear arose after wholesale prices began to fall but bills remained high. As a […]

Brits Plan Year of Reduced Spending

By |January 7th, 2015|

A quarter of UK adults plan to cut their spending in 2015 amid fears that it could be a tougher year than 2014, new research shows.

One in five people expect to face financial hardship in the coming 12 months, according to the Money Advice Service.

Meanwhile just one in ten people think they’ll cope in a […]